The Guiding Star in Risk Management

From Gatekeeper to Growth Engine: Orchestrated Risk Intelligence

Replace fragmented tools with a single, enterprise-grade API-first decisioning engine. Identify, preempt, and mitigate fraudulent activity across the entire payment lifecycle without slowing down your business.

One Ecosystem.
Total Defense.

Realta is built for the complexity of modern payments. It brings risk, fraud, and compliance into a single system—so your team can make faster, more accurate decisions with full context.

Unified intelligence across Risk, Fraud, & Compliance

Bring onboarding, AML, and transaction monitoring into one system—so nothing slips through the gaps.

Lower operational overhead

Replace siloed data and tab fatigue with automated workflows that minimize human error and manual effort.

Transparent decisions

Forget the “black box.” Understand exactly why a decision was made with clear, audit-ready reasoning.

Real-time decisioning

Make sub-second decisions at the speed modern payments demand.

Unified intelligence across Risk, Fraud, & Compliance

Bring onboarding, AML, and transaction monitoring into one system—so nothing slips through the gaps.

Lower operational overhead

Replace siloed data and tab fatigue with automated workflows that minimize human error and manual effort.

Transparent decisions

Forget the “black box.” Understand exactly why a decision was made with clear, audit-ready reasoning.

Real-time decisioning

Make sub-second decisions at the speed modern payments demand.

The Product

Underwriting & Onboarding

Accelerate approvals, reduce merchant friction and increase team efficiency while still maintaining rigorous due diligence.

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Transaction Risk Management

Stop financial fraud and sophisticated attacks in real time—before they hit your bottom line.

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Anti-Money Laundering

Detect complex patterns, reduce false positives, and remove the noise—so your team can focus on the real threats.

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Commerce Protected
$80B
AI Resolved Alerts
95%+
Merchants Protected
600K
Transactions / Sec
1,000+

A Unified Framework for Decisioning

Enriching

Realta handles the heavy lifting of identifying, integrating and managing the third party data providers that ensure verification can be conducted against the latest available information.

Ingesting

Capture data from onboarding flows and transaction streams. Realta provides flexible APIs to ensure that critical fields are consumed, while providing flexibility for data that is core to your business.

Scoring

Using a sophisticated set of AI and Machine Learning models to score events, and prioritise reviews, ensures that Realta automates the automatable.

Decisioning

Approve, decline, or route for review in real time. Realta's high performant rules engine ensures that risk is identified and blocked in real-time, while having adjustments when needed available instantly.

Reviewing

Surface everything in one interface with clear reasoning. Team efficiency is a critical component of the Realta system - your business should grow without constant team expansion.

The Process

Realta connects data, signals, and workflows into a single decisioning system. Every interaction follows a streamlined five-stage process designed to improve accuracy and speed.

Investigate the graphic to learn more.

Ingesting

Capture data from onboarding flows and transaction streams. Realta provides flexible APIs to ensure that critical fields are consumed, while providing flexibility for data that is core to your business.

Enriching

Realta handles the heavy lifting of identifying, integrating and managing the third party data providers that ensure verification can be conducted against the latest available information.

Scoring

Using a sophisticated set of AI and Machine Learning models to score events, and prioritise reviews, ensures that Realta automates the automatable.

Decisioning

Approve, decline, or route for review in real time. Realta's high performant rules engine ensures that risk is identified and blocked in real-time, while having adjustments when needed available instantly.

Reviewing

Surface everything in one interface with clear reasoning. Team efficiency is a critical component of the Realta system - your business should grow without constant team expansion.

Built for Complexity.
Designed for Flexibility.

Flexible

Use the full platform or start with a single module.

Secure

Rely on high-performance, cloud-native infrastructure.

Feature Store

A proprietary payments oriented central repository characterized by low-latency signal processing and velocity analytics, providing the "central nervous system" for your risk modeling.

See how Realta works in your environment.

Get a tailored walkthrough based on your real risk workflows.

Request a Demo